Send money instantly to anyone
Theropay Aera is the easiest way to pay friends, split bills, and manage your money—all in one app, no cash or cards needed.
How Theropay Aera Works
Sending and receiving money has never been easier
Sign Up
Create your account in minutes - no credit check required.
Link Your Payment Method
Connect a debit card or bank account to add money to your wallet.
Send & Receive Money
Pay anyone instantly with their email, phone number, or $username.
The digital wallet that does it all
Theropay Aera combines everything you need to send, spend, and manage your money in one simple app.
Send & Request Money
Transfer money instantly to friends and family with just a few taps. Split bills or request payments hassle-free.
Instant Transfers
No waiting periods. Send and receive payments instantly with no delays, whenever you need it.
Secure Transactions
Advanced encryption and authentication protect your money and personal information at all times.
Digital Debit Card
Shop online with your Theropay digital card - no need to link your bank card for every purchase.
Group Payments
Create groups for roommates, trips, or events to easily track, split, and settle shared expenses.
Cash Offers & Rewards
Earn rewards and get exclusive offers when you use Theropay at partner merchants and businesses.
Your money at your fingertips
The Theropay Aera app puts all your financial tools in one place. Send money, split bills, and track payments—all from your phone.
Our mobile-first approach ensures you can manage your money on the go, wherever and whenever you need to.
Lightning Fast Transfers
Send money in seconds, not days
Secure Authentication
Biometric protection for all transactions
Real-time Notifications
Instant alerts for any activity
Join our growing community
Don't just take our word for it. Here's what our users have to say about their Theropay Aera experience.
Alex Thompson
Freelance Designer
Theropay has completely replaced cash for me. I use it to pay my roommates for rent, split tabs at restaurants, and even pay local businesses. It's super quick and I love the emojis!
Sarah Chen
Small Business Owner
As a business owner, I love that my customers can pay me instantly with Theropay. No more chasing payments or dealing with card readers. The transaction fees are way lower too!
Marcus Johnson
Graduate Student
My entire friend group uses Theropay for everything from splitting pizza to planning group trips. The group payment feature saved us so much hassle on our last vacation!
Free to use with optional upgrades
Theropay Aera is free for personal payments. We offer premium plans for power users who need more.
Basic
Perfect for personal transfers and everyday use
- Send and receive money instantly
- Split bills with friends
- Standard transfer limits
- Basic spending insights
- Free debit card with standard benefits
Premium
For frequent users who need higher limits
- Everything in Basic
- Higher transfer limits
- Priority customer support
- Advanced spending analytics
- Exclusive merchant offers
- Premium debit card with 1% cashback
Family
Perfect for families to manage shared expenses
- Everything in Premium
- Up to 5 family members
- Family expense tracking
- Allowance scheduling
- Teen accounts with parental controls
- Family savings goals
- Premium customer support
Ready to simplify how you pay?
Join millions who've already made the switch to Theropay Aera. Sign up in minutes and start sending money instantly.
Frequently asked questions
Everything you need to know about Theropay Aera. Can't find the answer you're looking for? Contact our support team.
How is Theropay Aera different from my regular bank?
Is my money safe with Theropay Aera?
How quickly will my friends receive money I send?
Are there any fees for using Theropay Aera?
Can I use Theropay Aera internationally?
Still have questions?